Insurance helps manage the financial impact of specified events, but cover depends on the policy. The aim is to protect the business’s ability to keep operating and the people who depend on it.
How it works
Different policies address different risks, such as public liability, professional indemnity, property, cyber incidents and business interruption. Some insurance is legally required, including employers’ liability in many cases and appropriate motor cover. Exemptions and specialist requirements need checking.
What to consider
- Compare cover limits, exclusions, excesses and the events that trigger a claim, not only the premium.
- Check that sums insured and interruption periods reflect the time needed to recover.
- Disclose the business activities and changes accurately.
- Use an appropriately authorised insurance specialist to assess cover; a family-owned company should not assume a family-employment exemption applies.
What to prepare
Existing policies, renewal dates, staff and activity details, asset values and a practical view of the disruption the business could withstand. Identify any contractual cover required by customers.
We can help provide financial information and discuss business continuity. Greystone does not recommend or arrange insurance policies directly; policy advice should come from a suitably authorised specialist.
Read the current official guidance. Scheme rules and availability can change.
How Greystone can help
We can help you understand the figures and consider the effect on your business and the family behind it. Where detailed forecasts, calculations or application support are needed, we will agree the scope and any fee with you first.
Explore your next step
Start an enquiry with Swoop, or contact Greystone for a free initial conversation.
The portal opens on Swoop’s website. Swoop can confirm available products and the appropriate specialist route. An enquiry is not a funding offer.
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Prepared by Greystone Advisory using Swoop product information; reviewed October 2026. General information, not a personal recommendation. Greystone is not a lender. Funding is subject to eligibility, assessment and terms. We may receive commission from Swoop following completed funding. Specialist legal, tax or regulated advice may be needed for your circumstances.
